Terms and conditions for zilanovira users

These terms outline your rights and responsibilities when using zilanovira. Please read them carefully before accessing our services or content.

12 September 2025

Acceptance of terms

By accessing or using zilanovira, you agree to comply with these terms and all applicable laws. If you do not agree, please discontinue use of our website and services.

Definitions

The following terms are used throughout these conditions:

• "zilanovira" refers to the website zilanovira.com and its associated services.
• "User" means any individual accessing or using our website or services.
• "Content" includes all written, visual, and interactive materials provided on zilanovira.
• "Consultation" means any financial planning discussion or review provided by our team.

Use of our services

Our services are for informational and consultative purposes only. No investment, legal, or tax advice is provided.

Eligibility

You must be at least 18 years old and legally able to enter agreements to use our services.

Use is not permitted for those under 18.

Your responsibilities

Users must act lawfully and respect the site and others.

• Provide accurate information in all interactions with zilanovira.
• Use the website for lawful purposes and not misuse its content.
• Respect privacy and confidentiality of any materials or communications.
• Promptly notify us of any unauthorised use of your account or data.

Prohibited uses

You may not use the site for any unlawful or prohibited activity.

• Posting false or misleading information on the website.
• Attempting to gain unauthorised access to systems or data.
• Using the site to harass, abuse, or harm others.
• Distributing viruses or malicious code.
• Violating intellectual property rights or applicable laws.

Intellectual property rights

All content and materials on zilanovira are owned by us or our licensors. You may not reproduce, distribute, or use content without permission, except as allowed for personal, non-commercial use.

User content

Users may submit information via forms or contact methods. All submissions must be lawful, respectful, and accurate.

Privacy and data protection

Your information is handled in accordance with our privacy policy. We take protection seriously and provide details in our separate policy statement. View privacy policy

Disclaimer of warranties and results

All services and content are provided "as is" and without guarantees. We do not promise specific results or outcomes.

Limitation of liability

We are not liable for losses or damages resulting from your use of our website. Please use services responsibly.

Indemnity

You agree to indemnify zilanovira for any losses, claims, or liabilities resulting from your use of the site or violations of these terms.

Dispute resolution process

We encourage communication to resolve disputes amicably.

Applicable law and jurisdiction

Australian law governs these terms and your use of zilanovira.

Termination

We may terminate or suspend your access for violating these terms. You may discontinue use at any time.

Modifications

We may update these terms at any time. Continued use means you accept any changes.

Severability

If any portion of these terms is invalid, the rest remain effective.

Entire agreement

These terms constitute the full agreement between you and zilanovira regarding site use.

How to contact us

For questions about these terms, contact us at the details below.